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Looking for a reliable and efficient MUDRA Yojana project report service? Look no further! Our services are tailored to meet the needs of micro-enterprises seeking financial support through the MUDRA Yojana scheme. With a team of experts and a wealth of experience, we provide comprehensive project reports that are crucial for obtaining loans from banks and other financial institutions. Contact us today to learn more about how we can help you succeed in your entrepreneurial journey!

What is MUDRA Yojana?


MUDRA Yojana is a scheme launched by the Government of India to provide financial assistance to micro-enterprises in the country. The acronym "MUDRA" stands for Micro Units Development and Refinance Agency.

The scheme was launched in April 2015 and is managed by the Small Industries Development Bank of India (SIDBI). MUDRA Yojana provides loans to micro-enterprises through commercial banks, regional rural banks (RRBs), small finance banks (SFBs), and microfinance institutions (MFIs).

MUDRA Yojana offers three types of loan products, namely Shishu, Kishor, and Tarun, to cater to the different stages of business growth. The Shishu loan is for startups and offers loans up to Rs. 50,000, the Kishor loan is for enterprises that are in the expansion phase and offers loans between Rs. 50,000 to Rs. 5 lakhs, and the Tarun loan is for established enterprises and offers loans between Rs. 5 lakhs to Rs. 10 lakhs.

The scheme aims to provide financial support to micro-enterprises in sectors such as manufacturing, trading, and services, and promote entrepreneurship among the youth and women in the country. The loans provided under MUDRA Yojana are collateral-free and have flexible repayment options, making it easier for micro-enterprises to access credit.

MUDRA Yojana has been successful in providing financial assistance to micro-enterprises in India, with over 24 crore beneficiaries receiving loans worth more than Rs. 15 lakh crores since its inception. The scheme has contributed significantly to the growth of the MSME sector in the country and has played a crucial role in achieving the government's vision of "Atmanirbhar Bharat".

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MUDRA Yojana Guidelines

  1. Objective: MUDRA Yojana was launched by the Indian government to provide financial support to micro and small enterprises (MSEs) engaged in manufacturing, trading, and service activities.
  2. Eligibility: Any Indian citizen who wants to start a micro-enterprise or expand an existing one can apply for a loan under the MUDRA Yojana. The scheme is open to all types of enterprises, including proprietorship firms, partnership firms, private limited companies, and limited liability partnerships (LLPs).
  3. Loan Amount: Under the scheme, loans are offered in three categories - Shishu, Kishor, and Tarun. The loan amount can be up to Rs. 50,000 for Shishu, up to Rs. 5 lakh for Kishor, and up to Rs. 10 lakh for Tarun.
  4. Interest Rate: The interest rate on loans under the MUDRA Yojana is determined by the lending institution, but it cannot exceed the RBI's guidelines. Currently, the interest rate ranges from 9.75% to 14.50%.
  5. Repayment Period: The repayment period for loans under the MUDRA Yojana can range from 3 to 5 years, depending on the loan amount and the type of enterprise.
  6. Documents Required: The documents required to apply for a loan under the MUDRA Yojana include a business plan, identity proof, address proof, and other relevant documents related to the enterprise.
  7. Application Process: The application process for a loan under the MUDRA Yojana is simple and can be done online or offline. The applicant needs to submit the loan application form along with the required documents to the lending institution.
  8. Collateral: No collateral is required for loans up to Rs. 10 lakhs under the MUDRA Yojana.
  9. Refinance: The MUDRA Yojana provides refinancing support to the lending institutions for loans provided to MSEs under the scheme.
  10. Monitoring: The progress of the MSEs availing loans under the MUDRA Yojana is monitored by the lending institutions to ensure that the funds are utilized effectively and efficiently.

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