Last Updated: Dec 18, 2025
Applies To: www.projectreport.online
Service Type: Automated SaaS Platform & License
1. Projectzo Software License Agreement
This Software License Agreement (the “Agreement”) constitutes a legally binding contract between the User (“You” or “User”) and Intellixa Inc. (“Company,” “We,” or “Us”), the owner and operator of the Projectzo platform. If you are entering into this Agreement on behalf of a company, government agency, or other legal entity, you represent and warrant that you have the legal authority to bind such entity to these terms. This Agreement governs your access to and use of the Projectzo software and services. The “Effective Date” of this Agreement is the date of your initial access to or use of the Software. By accessing, browsing, or using the Software, you acknowledge that you have read, understood, and agree to be bound by the terms of this Agreement. If you do not agree to these terms, you must immediately cease all use of the Software.
Age Restriction: The Software is not intended for use by individuals under the age of 18. By using this Platform, you represent that you are at least 18 years of age and capable of entering into a binding legal agreement.
2. Nature of Service: Fully Automated SaaS Platform
2.1 Automated Service Disclaimer: The User expressly acknowledges and agrees that the Service provided herein is a Fully Automated Software-as-a-Service (SaaS) Platform. The reports, financial projections, and documents generated by the Platform are created via algorithmic processing of User-supplied data.
2.2 No Manual Intervention: The Company does not provide manual consultancy, human-assisted report drafting, financial advisory services, or manual verification of data input. There is no human intervention in the generation of your documents. You are solely responsible for the accuracy of the data entered into the system.
3. Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Definitions
- Affiliate means an entity that controls, is controlled by or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
- Country refers to: India.
- Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to Intellixa Inc., with its administration office situated as stated in the footer of this page.
- Device means any device that can access the Service such as a computer, a cell phone or a digital tablet.
- Service refers to the Automated SaaS Website and its underlying software algorithms.
- Website refers to Projectzo, accessible from https://projectreport.online and its subdomains.
- User / You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
4. Accounts and Authorized Use
Account Registration. To access specific features of the Software, you must register for an account. You agree to provide accurate, current, and complete information during the registration process. You are responsible for safeguarding your password and for all actions taken under your account.
Authorized Users. The license granted herein is personal and non-transferable. Only Authorized Users may access the Software. You are strictly prohibited from sharing your login credentials with third parties. You are responsible for compliance with this Agreement by all Authorized Users associated with your entity.
5. License Grant and Restrictions
License Grant. Subject to your compliance with this Agreement, We grant you a limited, non-exclusive, non-sublicensable, non-transferable, and revocable license to use the Software solely for your internal business purposes.
Prohibited Activities. You shall not: (a) reverse engineer, decompile, disassemble, or attempt to derive the source code or underlying algorithms of the Software; (b) use the Software for competitive analysis or to build a competitive product; (c) sell, resell, license, sublicense, transfer, or distribute the Software to any third party; (d) attempt to bypass any license key mechanism or usage limits.
6. Security Protocols & Termination for Cause
6.1 Active Security Monitoring. The User acknowledges that the Platform is equipped with advanced, automated security threat detection mechanisms. To ensure the integrity of the Service, every User activity, API call, and system interaction is automatically logged and monitored.
6.2 Zero Tolerance for Security Breaches. The Company maintains a Zero Tolerance Policy regarding security violations. If our automated systems detect any malicious activity originating from your Account—including but not limited to SQL injection attempts, Cross-Site Scripting (XSS), unauthorized data scraping, brute-force attacks, or any attempt to breach the Platform's firewalls—your Account will be immediately and permanently banned.
6.3 Notification and Evidence. In the event of a permanent ban due to a security violation, Paid Subscription Users will receive an automated email notification. This notification will explicitly state the reason for the termination and will include the system logs and timestamps corresponding to the detected breach attempt as evidence.
6.4 Consequences of Termination.
1. Immediate Cessation: Your right to use the Service will cease immediately.
2. Forfeiture of Funds: In the event of termination due to security violations or illegal activity, NO REFUND will be issued. All prepaid fees and subscription balances shall be forfeited as liquidated damages.
3. Legal Action: The Company reserves the right to initiate appropriate civil and criminal legal proceedings against the User for any damages caused to the Platform's infrastructure or reputation.
6.5 Other Grounds for Termination. The Company may also terminate your access if: (a) You provide false or misleading identity details; (b) You misuse the platform to generate reports exceeding the maximum permissible limits (Basic Report Limit: INR 1 Crore; Pro DPR Plan Limit: INR 50 Crores); or (c) You engage in abusive behavior towards support staff.
7. Limitation of Liability
To the maximum extent permitted by applicable law, the Company and its suppliers shall not be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data, business interruption, or personal injury) arising out of or in any way related to the use of or inability to use the Service. The entire liability of the Company under any provision of this Agreement shall be limited to the amount actually paid by You through the Service during the 12 months preceding the claim, or USD 0 if You have not purchased anything.
8. Indemnification
You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to: (a) your violation of these Terms; (b) your use of the Software, including but not limited to your use of any information or reports generated using the Software; (c) any allegation that the content or data you input into the Software infringes the intellectual property rights or other rights of any third party; or (d) any fraud or misrepresentation committed by you in connection with your use of the generated reports to secure funding or loans.
9. Data Ownership and Retention
9.1 User Data Ownership. You retain all ownership rights to the financial data and business information you input into the Platform ("User Data"). By using the Service, you grant the Company a worldwide, non-exclusive, royalty-free license to use, reproduce, and process User Data solely for the purpose of providing the Service and generating the requested reports.
9.2 No Liability for Data Loss. While the Company utilizes industry-standard backup procedures, the Company does not guarantee that User Data will not be lost, corrupted, or accidentally deleted. You acknowledge that it is your sole responsibility to maintain independent backups of your data. The Company shall not be liable for any loss or corruption of data, regardless of the cause.
10. "Time of Generation" Accuracy Disclaimer
The financial reports, tax calculations, and compliance metrics generated by the Software are based on the statutory laws, tax rates, and government regulations applicable in India at the precise time of report generation. The Company does not warrant that a report generated today will remain compliant with future changes in law, tax policy, or banking regulations. It is the User's responsibility to update their reports if laws change subsequent to the date of generation.
11. Payments and Anti-Chargeback Policy
11.1 Payment Obligations. All fees are due immediately upon purchasing a subscription or report credits. Access to the paid features is conditional upon successful payment processing.
11.2 Chargeback Policy. Since the Service provides immediate access to digital goods and intellectual property, the User agrees not to initiate any chargeback, reversal, or payment dispute with their credit card issuer or bank ("Chargeback") for any valid transaction.
11.3 Consequence of Chargeback. In the event of a Chargeback, the User's account will be immediately and permanently banned. The Company reserves the right to report the incident to relevant credit reporting agencies and fraud prevention databases. The Company will submit this Agreement, the user's access logs, and the generated report audit trails as evidence to the financial institution to contest the Chargeback.
12. Return and Refund Policy
12.1 General Refund Policy: Non-Refundable Standard.
Unless expressly stated otherwise in Section 12.2 of this Policy, all sales of Software Licenses, subscriptions, and generated reports are final. By purchasing access to the Platform, the User acknowledges and agrees that the Company generally does not offer refunds, cancellations, or exchanges once the transaction is completed and the Software License has been issued.
12.2 Conditional Exception: Calculation Discrepancies.
The Company is committed to the accuracy of its financial projections. As the sole exception to the Non-Refundable Standard defined in Section 12.1, the Company shall consider a refund request strictly under the following circumstances:
- Eligibility: The User is eligible for a refund if, and only if, a certified banker or financial institution ("Lender") identifies a material calculation discrepancy in the project report generated by the Platform.
- Proof of Claim: To invoke this exception, the User must furnish valid proof of the discrepancy. This proof must be in the form of an official written communication (e.g., a rejection letter or query memo) issued by the Lender.
- Documentation Requirements: The claim must be printed on the Lender's official letterhead and must explicitly detail the specific part of the calculation alleged to be erroneous. General rejections or non-specific feedback will not qualify for this exception.
- Timeline for Submission: The claim must be raised within 7 working days from the date of the purchase invoice.
12.3 Claim Submission and Verification Process.
1. Submission Channel: All claims must be submitted electronically to the Company’s official support channel at business [at] projectreport [dot] online.
2. Review Period: Upon receipt of a valid claim with the required documentation, the Company reserves a period of forty-eight (48) hours to review, verify, and validate the alleged discrepancy against the Platform's algorithms.
3. Resolution: If the Company’s internal review confirms the existence of a calculation error as identified by the Lender, a refund will be processed. If the discrepancy is found to be a result of User input error or is non-existent, the refund request will be denied.
12.4 Exclusive Remedy.
The remedy set forth in Section 12.2 constitutes the User's sole and exclusive remedy for any dissatisfaction with the Software License. In any scenario not strictly meeting the criteria defined in Section 12.2 (including but not limited to change of mind, user data entry errors, or rejection of a loan for non-calculation reasons), no refund shall be issued.
12.5 Refund Method & Currency.
If a refund is approved, it will be processed to the original method of payment. You are responsible for all costs of currency conversion. Your financial institution controls the conversion rates and may charge additional fees.
13. “AS IS” and “AS AVAILABLE” Disclaimer
The Service is provided to You “AS IS” and “AS AVAILABLE” and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company expressly disclaims all warranties, whether express, implied, statutory or otherwise, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. The Company makes no representation that the Service will meet Your requirements, achieve any intended results, be compatible with any other software, or operate without interruption.
14. Trademarks and Third-Party Rights
All trademarks, logos, and bank names displayed on the Platform are the property of their respective owners. The use of any company, product, or service names on this website is for identification purposes only. Displaying them does not imply endorsement, legal agreement, or affiliation with the Company.
15. Governing Law and Jurisdiction
This Agreement and any dispute arising out of or in connection with this Agreement shall be governed by and construed in accordance with the laws of India. The User agrees that the courts located in Ahmedabad, Gujarat (India) shall have exclusive jurisdiction to settle any disputes arising under this Agreement.
16. Severability and Waiver
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect. The failure to exercise a right or to require performance of an obligation under these Terms shall not effect a party’s ability to exercise such right thereafter.
17. Changes to These Terms
We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms.
Contact Us
If you have any questions about these Terms and Conditions, please contact us strictly via email:
- By email: business [at] projectreport [dot] online
