PMEGP project report


pmegp project report

Government of India had in August 2008, approved the introduction of a new credit linked subsidy programmer called Prime Minister’s Employment Generation Programme [PMEGP] by merging the two schemes that were in operation till 31th March 2008 namely Prime Minister’s Rozgar Yojana [PMRY] and Rural Employment Generation Programme [REGP] for generation of employment opportunities through establishment of micro enterprises in rural as well in urban areas.

Cabinet committee on economic affairs [CCEA] has approved the continuation of the on going plan/scheme PMEGP, for 3 years from 2017-2020 with an outlay of Rs. 5500 Crores with modification in the existing scheme.

For general terms, all the startup application can be applied for PMEGP project report up to 25 Lakhs for manufacturing unit and up to 10 Lakhs for service sector units. The PMEGP subsidy are in proportion of 15% for General Category, +10% for SC/ST/OBC/Women & +10% for Rural area applicants. The maximum cost of the PMEGP project report admissible under service/trading sector for upgradation is 25 Lakh and the maximum subsidy would be 3.75 Lakh. [Rs. 5 Lakh for NER & Hill States]. Use our Project report tool to generate perfect and accurate PMEGP project report in just 20 minutes as per KVIC/KVIB and Banking guidelines.


Our PMEGP Project Reports are accurately counted with in-depth detailed as specified in accounting norms. Be just rest assured , Start Now !


As we know, what your bank wants to see before granting you a loan, our project report is complying all the banking guidelines issued by the Government of India.


Because we maintain the ethical business practices to comply with the accounting norms, our project reports are accepted at KVIC / KVIB /PMEGP Portal & at every bank.

FAQ on PMEGP project report online

The PMEGP loan is usually applicable on most of the businesses, however below are the categories that have been benefited the most with PMEGP Yojana. While using our PMEGP loan project report online tool. You only need to fill basic details as it comes on screen, and on final step, your entire PMEGP project report will be generated and downloaded on your device. You may take a print and submit it to your bank instantly.   

PMEGP stands for Prime Minister's Employment Generation Programme. The PMEGP scheme was launched by the Govt. of India in 2008 to generate employment by providing credit linked subsidy up to 35% of the TPC.

Most business categories that are connected with Manufacturing, Processing, Service Sector are covered under PMEGP scheme. However, for detailed list of approved categories, You may download the list here.

Almost all the Govt. PSU banks are providing PMEGP loans. You'll need to lodge your PMEGP application first on KVIC online portal. Before applying you will need your PMEGP project report ready to upload.

Step 1: Login to

Step 2: Buy the PMEGP project report package at Rs. 1999

Step 3: Just fill the basic information about your project as it appears on screen.

Step 4: Your PMEGP project report will be downloaded automatically in PDF format immediately on completion of last step.

The latest criteria for PMEGP application in 2021

  1. A person/individual age above 18 years
  2. Minimum qualification for application above 10,00,000 is 8th standard passed.
  3. SHG (Self Help Group) as defined under NABARD guidelines.
  4. Any organisation registered under Society Registration Act 1860.
  5. Charitable Trust
  6. Any Co-Operative Society

Latest Document Requirement for PMEGP application in 2021

Aadhar Card, PAN Card, Bankable PMEGP Project Report, Caste Certificate, Rural Area Certificate (If applicable), Special Category Certificate (If Applicable), EDP Training Certificate (To be Submitted Later upon receipt of Bank Sanction)

Please note, the bank will require in-depth proper project report to process your loan application, do not submit 4 pages project profile/summary in PMEGP online application.


Definition of Rural Area under PMEGP application:

Any area classified as Village as per the revenue record of the State, irrespective of the population. It also includes an area even if classified as town provided its population does not exceed 20000 

The PMEGP application is processed by the KVIC/DIC takes 20 days. The committee then sends your document to the bank branch, where bank takes around 30 days for disbursement.

Different bank charge different interest rates on PMEGP loan but in general, 9.45% p.a is the ideal interest charged by the Govt. PSU banks.

There is a little conflict on this due to unclear guidelines. PMEGP is a collateral free loan as the loan is covered by the CGTMSE. However, some banks demands additional collateral security.

The PMEGP loan limit for a new start-up is from Rs. 9.5 to Rs.23.75 lakh. The maximum project cost for the manufacturing sector is capped at Rs.25 lakh and capped at Rs.10 lakh for the business/ service sector. The promoter’s contribution is 5 to 10% (depends upon caste/category) and the bank sanctions the remaining 90 to 95%.

Technically, your bank actual loan amounts to only 60% to 75% of the project’s cost as you receive the remaining 15 to 35% as margin money as capital linked subsidy through the PMEGP scheme. Banks provide the balance amount of the project’s cost as a term loan / Cash Credit (CC)